The A Course In Miracles thing to remember is that there is no point wasting time looking at all sorts of properties when you are not sure how much you can even afford. As a first time buyer, you should bear in mind that you will also have to budget for bills and household expenses in addition to a mortgage, so make sure that you thoroughly assess your income and outgoings before deciding how much you feel you can afford to take out by way of a mortgage. Of course, the lender will also have to approve your mortgage, so it is well worth looking into a mortgage pre-approval to determine how much you will be allowed to borrow. Both of these measures can help to save you the time, hassle, and disappointment of looking at properties that you won’t actually be able to afford.
Another home buying tip for first time buyers is to always have a checklist drawn up, as this will help to ensure that you do not miss any important area out when making a property purchase. These checklists can prove invaluable, as it is all too easy to forget something important when there is so much going on. You may also want to get a home agent involved.
You can hire the services of an agent that works exclusively for the buyer, and he or she will ensure that the important areas of the purchase are covered and will work in the best interests of the buyer to ensure speedy and smooth completion from start to finish.
